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Innovations at Novato’s Skylark project

Marin Independent Journal  Friday, January 31, 1986

By Clark Blasdell and Dwayne Hunn

JUST UP THE ROAD from the Marin Independent Journal, 15 more families soon will be moving in at the Skylark housing project, another development by Novato Ecumenical Housing.

This Ignacio project will set a state record when 19 of its 37 homes are sold at below-market rates to first-time Marin homebuyers who. earn less than 80 percent of the county’s median income of $27,500.

There are several innovations connected with this project. Itemizing them gives us an idea of how difficult it is to build affordable housing in Marin.

With a balance sheet of zero, Novato Ecumenical Housing received a $350,000 California Housing and Community Development loan — one of their largest single commitments. Coupled with Community Development Block Grant funds and in-lieu fees from developers, NEH now had enough funds to purchase the site on Alameda del Prado near the Skylark Motel.

The city of Novato’s Housing Opportunity Program encourages affordable housing development by allowing certain sites to be built at the top of the density range, thereby reducing a developer’s per unit cost. One of these sites, was found.

By using the $350,000 predevelopment loan, NEH was required to make half of the development affordable to low-income households — those with earnings from $19,250 to $27,500. After eight lending institutions rejected NEH’s construction-loan application because of the project’s financial complexity, Citicorp granted a $2.35 million loan in February 1985.

NEH’s contribution was to come from $973,984 in grants it obtained from nine different funding sources.

Also part of the funding package was $2.754 million of first-time homebuyers’ mortgage money through the $22 million Marin County Tax Exempt Bond Pro gram, issued at a fixed 30-year rate of 10.5 percent.

To obtain this money, points (prepaid interest) had to be paid to the bond broker. These fees were paid by another block grant allocation.

Through the process, NEIl was determined to build the best project possible. We began by choosing California’s 1981 Affordable Housing Design winner, Mike Moyer, as project architect. He integrated all-redwood siding, solar domestic hot water beating, all-gas appliances, extremely high-efficiency gas furnaces, thermo-paned windows and edible landscaping into the one and two-bedroom designs. PG&E later awarded Skylark its Energy Conservation Award.

To make we homes affordable and to ensure that pride of ownership would be maintained, NEH created second trust deeds (mortgages) with deferred principle and interest, along with a shared-appreciation program for the below-market-rate buyers.

As an example, suppose such a buyer purchases a unit at $100,000, but can only finance $60,000 (down payment plus first mortgage). The remaining $40,000 in value is carried by NEH as a “sleeping” second mortgage requiring no payments until the unit is sold.

At that time, the first and second mortgage are repaid and the appreciation beyond that is split between the original buyer and NEH. This split, in essence, is NEH’s deferred interest.

For market-rate buyers, NEH provides interest-rate buydowns. For example, suppose a first-time homebuyer purchases a unit at the 10.5 percent interest rate. NEH may do a 2-to-1 buydown, which means it pays part of the interest for each of the first two years.

This means that in year one, the interest is 8.5.5 percent, in year two it is 9.5 percent and for the remaining 28 years it’s 10.5 percent. This often helps the buyer qualify by reducing initial monthly payments.

To cost-effectively carry out the design and ensure hometown accountability, a Novato builders’ consortium of respected builders was formed– Grippe, Parode, and Timmer.

As NEH enters its second full month of marketing, prices start at $88,000 with uniquely designed two-bedroom units available at $105,000. Spacious two-bedroom townhouse design s are priced at $114,950. A few below-market-rate units may also still be available.

Interested people should contact Home and Land Realty (454-9900) to take a look at the spectacular and affordable record-setting project that NEH and the community of Novato are proud to have created for Marin.

More than half the units at Novato’s Skylark housing will be sold at below market rates

 

Blasdell

Hunn

Clark Blasdell is executive director of Novato Ecumenical Housing. Dwayne Hunn is assistant director and Skylark’s project manager.

 

New project offers affordable housing

Novato Advance  Wednesday, November 20, 1985

 By CLARK BLASDELL and DWAYNE HUNN

Novato Ecumenical Housing.

 Novato Ecumenical housing began marketing an unusual — and record breaking — housing project this month.

Skylark Meadows, located at Alameda Del Prado and Cielo Lane, sets a California record because 19 of Its 37 units are affordable to low-income households.

No ownership housing development with both market-rate and below-market-rate units has ever come close to making such a high percentage of its units affordable to low-income households.

The marketing of Skylark marks a significant breakthrough in affordable housing. In July, the average sales price of a home in Marin was $200,000. This means few teachers, policemen, firemen. clerks, etc. can afford to own a Marin home. Many of these people look for homes in Sonoma County. in 1970 the average daily traffic that crossed the Marin-Sonoma County line was 31,000. Last year, that number was up to 58,000.

Young, starting families find it almost impossible to qualify top~. chase a home in Marin. Consequently, families with children arc becoming a rarity in Marin. Since 1970, Marin’s average household size dropped 18 percent.

Skylark is one attempt to reverse that trend. Beginning with architect Mike Moyer, winner of California’s 1981 Affordable housing Design Competition, Skylark has retained high quality and affordability. Every inch of Skylark has been done in premium exterior redwood siding — even the signage is in redwood.

Edible and native landscaping. which uses only about 40 percent of  water consumed by traditional residential project plantings, covers the ground.

And, though an initial design concept called for electric resistance heating, which is cheaper and easier for the developer to install, NEHs final choice was to create an all-gas project. As a result, the homeowners’ operating costs are likely to be cut in half.

All 37 Skylark units have active solar water heating designed to provide about 70 percent of the domestic hot water load.

In addition to reducing energy costs for residents. Skylark is NEH’s small effort to ease Highway 101 gridlock.

In setting a state record, NEIL hopes to use this as a flagship for other affordable housing projects that will provide homes to families who are the working backbone of a community.

We hope that these families, instead of spending tedious hours on  an air-polluting freeway commute will Jive near where they work.

Few projects in Marin offer 608 to 1,3)0 square feet of premium housing, with market values ranging from $78,500 to $114,950. Fewer yet offer first-time homebuyers 10.5 percent fixed rate 30-year Marin County Bond financing. None, that we know of, offer two- year interest buydowns on the first 10 two-bedroom units sold.

This means that the interest rate in year one Is only 8.5 percent. In year two It increases to 9.5 percent and is fixed thereafter at 10.5 percent for the remaining 28 years.

Novato Ecumenical Housing is especially interested in offering Skylark units to families of three with incomes of about $24,750, and families of four with incomes of about $27,500.

For more information about buying at Skylark, call 892-8136 or 454-9900.

Contractor Rick Timmer (left), Clark Blasdell and Dwayne Hunn looked over Skylark Meadows plans shortly before the development was completed.  Skylark units went on sale this month.

 

Some ASPC coverage

Imagine if those seeds had been growing for 30 years...
Imagine if those seeds had been growing for 30 years…

 Tuesday, Sept. 3, 1985, Marin Independent Journal

OPINION  \ EDITORIALS

 We must plant the seeds of peace

By Dwayne Hunn

FOR MORE THAN A DECADE the deserts have spread over once-produc­tive African lands. Now African famines are the harvests being reaped. In our Latin American back yard inflation soars, insurrections take innocent lives, governments tumble and communist regimes spring up or become more likely.

Our answer? Politically, the out-of-power party blames the in-power party for not implementing a long-range plan to combat such tragedies and evils. What I propose is a program for which both parties can take credit – the Democrats for initiating it and the Republicans for expanding it. Ronald Reagan, the Great Communicator of this decade, could assure his place on the list of great presidents by a simple bold but peaceful move.

In the early 1960s, Sargent Shriver, the Peace Corps first director, said:

    “If the Pentagon’s map is more urgent, the Peace Corps is, perhaps, in the long run the most important…What happens in India, Africa, and South America – whether the nations where the Peace Corps works succeed or not – may well determine the balance of peace.”

    In 1966 America spent $114 million to send 15,556 Peace Corps volunteers into service, the most dollars ever committed to volunteers.

At the time, Sen. Jacob Javits proposed a Peace Army of a million young men. Labor leaders advocated a service corps of 100,000. The Peace Corps first deputy director, Warren Wiggins, called for a corps of 30,000 to 100,000.
In 1984 America spent approximately $108.5 million and sent approximately 5,200 volunteers into service.
What happened? Had the world’s plight improved so much that we could cut the Peace Corps by two-thirds? Were the hearts and minds of enough Third World people swayed to see the economic and social benefits of the democratic way? Had communist-inspired tur­moil and revolt diminished? Did we find a better way to let the world know who we Americans were than by exporting our skills, courage and heart through the Peace Corps?
From 1965 to 1974, we assigned 2,582,304 soldiers with a budget of $138.1 billion to defoliate, mutilate and whore over the countryside of Vietnam. The cost for these services was $53,480 per soldier. In that same period we sent 108,579 Peace Corps volunteers with a budget of $956 million to teach, build and inspire over the world. The cost was $8,809 per volunteer.
If America had used the Southeast Asian war budget to send volunteers into the world, America could have sent more than 15 million people out to plant crops, ideas and ideals. Which choice do you think would have most benefited our long-term national security de­sires? Our economy? The global village’s needs?
Former California Congressman John Bur­ton in his last Washington Report to his constituents wrote in 1981:

“When I was first elected to Congress eight and one-half years ago, some of the issues facing us were the war in Vietnam, the escalating arms race… Now as I leave Congress, the issues are American involvement in Nicaragua and other parts of Central America, which might become the next Viet­nam, the nuclear arms race typified by the MX missile…”

What America needs today is leadership that will put 100,000-plus volunteers into the field of economic development:

  • Challenging communist economic ideas with practical programs.
  • Helping Africa reclaim its desert and grow food.
  • Pitting the character of the working volunteer against the slogans of radicals and terrorists attempting to antagonize the masses.
  • Establishing the economic and education­al infrastructure of developing countries.

Then we need leadership that challenges the Russians to do the same. President Reagan is the only leader that could do this today.

In 1963 President John Kennedy said:

“In some small village, volunteers will lay a seed which will bring a rich harvest for us all in later days.”

  He was right. It happened. But the crop comes from small gardens. We should be tilling fields upon fields. The time is late. We need to lay more seeds.

Dwayne Hunn of Mill Valley sewed in the Peace Corps in India from 1966-68 and speaks to groups about the importance of the Peace Corps.

When strong players partner-up, do good teams grow from them?
When strong players partner-up, do good teams grow from them?

Marin Independent Journal, Wednesday July 2,  1986

Partnership to build a better Earth

By Dwayne Hunn

DARTH VADER need not battle homeless white knights eons from now if treacherous frontiers are conquered today.

Reagan:  Gorbachev, my boy, the whole world knows your economy is not red hot and your Ukrainian breadbasket is leaking hot wa­ter. You also have some money and media problems that even you must admit.Ronald Reagan and Mikhail Gorbachev could assure this result at the next summit meeting. Their conversation could go something like this:

On the other hand, our stock market is sizzling and I am cutting our peoples’ taxes.  With so much spare change, I am about to give another $300 billion to the Pentagon.

Since you Russians have this penchant for wanting to keep up with the Pentagon Jones.  I can imagine what this does to the nerves of the Politburo’s allowance-givers.  So I am about to make you an offer you would be a fool to refuse.

Gorbachev:  Why would a politician such as you make me a good deal?

Reagan:  Maybe because it is the right thing to do, or because I am tired of you and those Democrats calling me a gun-swaggering cowboy.

Gorbachev:  What is in it for me?

Reagan:  You help your nation’s image without marching in your army or mercenaries.  You force your snobbish international delegates to learn some etiquette.  You give your increasingly restless young people and many of your older ones – who instead of getting wiser have of late only been getting drunker – an outlet for their pent-up energies.

Gorbachev:  You talk like we should re-engage in the Olympics.  Is this your big deal?

Reagan:  In a way.  It’s an Olympics where your comrades will train, prepare for combat and compete on the same treacherous fields with our Americans.  The races will go on for so long that your

comrades and my Americans will win hundreds of thousands of gold medals.

These will be cast from the lasting bonds of friendship that we carry for each other and forged by the respect of those whose fields we triumph on. Those bonds will be our mutual security pact, stronger than any piece of paper we ever sign.

Gorbachev: How much does this deal cost in dollars or rubles?

Reagan:      Not much, considering how much it will save and how much world trade it will bring us. I could probably give you an esti­mate if you could tell me how much it is costing you per soldier in Afghanistan and merceneary in Af­rica.

Gorbachev: (Coughs.)

Reagan:      Well, I understand how we big kids sometimes blunder in our foreign adventures, so let me estimate from some gross figures we once tabulated.

From 1965 to 1974 we sent 2,582,304 of our finest young men and women, with a budget of $138.1 billion, to bring peace to Vietnam. That cost $53,480 per soldier. We lost many of our finest. Many who returned are mutilated and confused. We still pay a price for them.

Gorbachev: Yes, you do misuse the word “peace,” don’t you?

Reagan: Well, yes, don’t we both. So let me throw my deal on the table, knowing full well that in my hand I hold the most massive bunch of top guns and that I am willing and able to trump you should you refuse my simple offer.

This year I have an elite corps that numbers about 5,000. Since 1961 about 100,000 of these sol­diers have served around the world. They have cost this government less than $10,000 per soldier:

You had no soldiers to offset them. I propose that you deploy the same elite corps and within five years build the force to 100,000 per year. America will match that increase.

You will not supply them with anything more than we supply ours  — enough food, money and shelter to live like the people whom they fight alongside against hunger, illit­eracy and deprivation. You’ll also teach them a language and techni­cal skills and the initiative to think and work on their feet.

Gorbachev: What do you call this army?

Reagan: We call it the Peace Corps.

Gorbachev: What if I can’t get my government to agree to this dangerous and radical proposal?

Reagan: At the Peace Corp’s 25th anniversary in September, 1 may have to convince America to assign 100,000 Peace Corps volun­teers to duty. In the hearts and minds of the world’s people we will bury you and your philosophy —and we will do it without misusing the word “peace.”

Dwayne .Hunn of Mill Valley suggests  that anyone who thinks this proposal makes sense should clip and send the column to President Reagan with a note asking, “Why not?”

Novato's World College West campus was ready to start model ASPC.
Novato’s World College West campus was ready to start model ASPC.
March 18, 1987 Novato Advance

Model Peace Corps proposed at WCW

By Dwayne Hunn

World College West would become headquarters for a Model East-West Peace Corps if a pro­posal for use of part of the Buck Trust Major Project funds is approved.

The idea, according to originator Dwayne Hunn, is to build something similar to the United States’ successful Peace Corps program that would include volunteer youths from both the United States and the Soviet Union.

After training at World College West, young men and women from both countries would work together, in villages, slums, schools, recrea­tion centers and other places throughout the world.

The program would begin with 25 young Russians and 25 young Americans learning side-by-side with the hope it would be emulated by other countries throughout the world until even­tually there would be an “invasion” of Peace Corps volunteers from all nations.

In his proposal, Hunn says the project would have a number and variety of beneficial results, including:

–Building personal communication links that foster inter­national understanding.

–Reducing international tension by building bonds of friendship through healthy and peaceful side-by-side work

–Promoting economic develop­ment in lesser developed countries.

–Aiding Mann County and the Bay Area, because volunteers would work on self-help projects in the area as part of the training pro­gram.

–Developing a comprehensive program that would be applied locally, nationally and internationally

–Sponsoring conferences, seminars and discussion groups in Marin to help further understan­ding between nations.

The training, which would be conducted at World College West, would include:

–An introductory one-week training class to teach problem-solving, fear-facing, communica­tion, teamwork and trust.

–Intensive course work in Rus­sian and English, the language of the planned host country, skill training for the work requested by the host country and culture of the host country. .

–Field training in a Bay Area program that would help those in need in the area.

–A physical training program that would emphasize team sports.

The Soviet and American youths would live together throughout the program.


 

We must plant the seeds of peace

 Tuesday, Sept. 3, 1985, Marin Independent Journal

OPINION        EDITORIALS

 We must plant the seeds of peace

 Dwayne Hunn

 PEACE CORPS                            

 FOR MORE THAN A DECADE the deserts have spread over once-produc­tive African lands. Now African famines are the harvests being reaped. In our Latin American back yard inflation soars, insurrections take innocent lives, governments tumble and communist regimes spring up or become more likely.

Our answer? Politically, the out-of-power party blames the in-power party for not implementing a long-range plan to combat such tragedies and evils. What I propose is a program for which both parties can take credit – the Democrats for initiating it and the Republicans for expanding it. Ronald Reagan, the Great Communicator of this decade, could assure his place on the list of great presidents by a simple bold but peaceful move.

In the early 1960s, Sargent Shriver, the Peace Corps first director, said:

“If the Pentagon’s map is more urgent, the Peace Corps is, perhaps, in the long run the most important…What happens in India, Africa, and South America – whether the nations where the Peace Corps works succeed or not – may well determine the balance of peace.”

In 1966 America spent $114 million to send 15,556 Peace Corps volunteers into service, the most dollars ever committed to volunteers.

At the time, Sen. Jacob Javits proposed a Peace Army of a million young men. Labor leaders advocated a service corps of 100,000. The Peace Corps first deputy director, Warren Wiggins, called for a corps of 30,000 to 100,000.
In 1984 America spent approximately $108.5 million and sent approximately 5,200 volunteers into service.
What happened? Had the world’s plight improved so much that we could cut the Peace Corps by two-thirds? Were the hearts and minds of enough Third World people swayed to see the economic and social benefits of the democratic way? Had communist-inspired tur­moil and revolt diminished? Did we find a better way to let the world know who we Americans were than by exporting our skills, courage and heart through the Peace Corps?
From 1965 to 1974, we assigned 2,582,304 soldiers with a budget of $138.1 billion to defoliate, mutilate and whore over the countryside of Vietnam. The cost for these services was $53,480 per soldier. In that same period we sent 108,579 Peace Corps volunteers with a budget of $956 million to teach, build and inspire over the world. The cost was $8,809 per volunteer.
If America had used the Southeast Asian war budget to send volunteers into the world, America could have sent more than 15 million people out to plant crops, ideas and ideals. Which choice do you think would have most benefited our long-term national security de­sires? Our economy? The global village’s needs?
Former California Congressman John Bur­ton in his last Washington Report to his constituents wrote in 1981:

“When I was first elected to Congress eight and one-half years ago, some of the issues facing us were the war in Vietnam, the escalating arms race… Now as I leave Congress, the issues are American involvement in Nicaragua and other parts of Central America, which might become the next Viet­nam, the nuclear arms race typified by the MXmissile…”

What America needs today is leadership that will put 100,000-plus volunteers into the field of economic development:

  • Challenging communist economic ideas with practical programs.
  • Helping Africa reclaim its desert and grow food.
  • Pitting the character of the working volunteer against the slogans of radicals and terrorists attempting to antagonize the masses.
  • Establishing the economic and education­al infrastructure of developing countries.

    Then we need leadership that challenges the Russians to do the same. President Reagan is

the only leader that could do this today.

In 1963 President John Kennedy said: “In some small village, volunteers will lay a seed which will bring a rich harvest for us all in later days.”

He was right. It happened. But the crop comes from small gardens. We should be tilling fields upon fields. The time is late. We need to lay more seeds.

Dwayne Hunn of Mill Valley sewed in the Peace Corps in India from 1966-68 and speaks to groups about the importance of the Peace Corps.

LETTER TO LEAGUE OF VOTERS

LETTER TO LEAGUE OF VOTERS/BETTY TROTTER 11/18/83

PEOPLE’S LOBBY, INC.

2315 DURANT #405, BERKELEY, CA 94704

(4l5) 540-0466

We find in Governor Hiram Johnson’s inaugural address in 1911 the words that best described our understanding of the initiative and recall processes:

“. . . When with your assistance, California’s government shall be composed only of those who recognize one sovereign         and master, the people, then is presented to us the question of how best we can arm the people to protect themselves             hereafter?

“If we can give to the people the means by which they may accomplish such other reforms as they desire, the means as          well by which they may prevent the misuse of the power  temporarily centralized in the Legislature and admonitory  and precautionary measures which will ever be present before weak officials, and the existence of which will prevent the  necessity for their use, then all that lies in our power  will have been done in the direction of safeguarding the   future and for the perpetuation of the theory upon which we ourselves shall conduct this government.

“This means for accomplishing other reforms has been  designated the ‘Initiative and Referendum,’ and the  precautionary measure by which a recalcitrant official can be removed is designated the ‘Recall.’ And while I do not by any means believe the Initiative, the Referendum and the  Recall are the panacea for all our political ills, yet they  do give to the electorate the power of action when desired, and they do place in the hands of the people the means by  which they may protect themselves. I recommend to you,              (legislature) therefore, and I most strongly urge, that the first step in our design to preserve and perpetuate popular  government shall be the adoption of the Initiative, the  Referendum and Recall. . . .”

“. . . Suffice it to say, so far as the Recall is concerned,        did the solution of the matter rest with me, I would apply          it to every official. I commend to you the proposition that,        after all, the Initiative and the Referendum depend on our          confidence in the people and in their ability to govern. The        opponents of direct legislation and the Recall, however they        may phrase their opposition, in reality believe the people          cannot be trusted. On the other hand, those of us who               espouse these measures do so because of our deep-rooted             belief in popular government, and not only in the right of          the people to govern, but in their ability to govern; and           this leads us logically to the belief that if the people   have the right, the ability and the intelligence to elect,          they have, as well, the right, ability and intelligence to          reject or recall; and this applies with equal force to an           administrative or Judicial officer.

“. . . Were we to do nothing else during our term of office         than to require and compel an undivided allegiance to the           State from all its servants, and then to place in the hands         of the people the means by which they could continue that           allegiance, with the power to legislate for themselves when         they desired, we would have thus accomplished perhaps the           greatest service that could be rendered our State. With             public servants whose sole thought is the good of the State,        the prosperity of the State is assured, exaction and                extortion from the people will be at an end, in every               material aspect advancement will be ours, development and           progress will follow as a matter of course, and popular             government will be perpetuated.”

The following is People’s Lobby proposal for a National Initiative Process:

PROPOSED 27TH AMENDMENT*

“NATIONAL INITIATIVE—We, the people of the United States of America reserve to themselves the power of the initiative. The initiative is the power of the electors to propose laws and to adopt or reject them. An initiative measure may not be submitted to alter or amend the constitution of the United States.

“VOTE OF CONFIDENCE (RECALL)—Every elected officer of the United States may be removed from office at any time by the  electors meeting the qualification to vote in his state through the procedure and in the manner herein provided for,  which procedure shall be known as a vote of confidence, and is in addition to any other method of removal provided by  law.”

*In implementing this amendment, limitations on the amount of money spent to qualify each process should be built in and also limitations on money spent/donations in campaigns. In the vote of confidence procedure a president should be replaced by succession. Other federal officers should be replaced by caretaker appointments. A caretaker appointee should not be a candidate for that office, for at least one full term. The initiative should be on the national ballot. A vote of confidence should always be a special election.

Ralph Nader said in his column printed November 27, 1974

“. . . One way a democracy withers away is by excessive delegation of citizen rights and powers to remote and unaccountable business and government bureaucracies. To the extent that special interest groups buy, rent, misuse or manipulate elected or appointed government officials, democracy is overridden. . . . The revival of the initiative, referendum and recall in states which provide for them, the passage of similar measures in other states, and the adoption of a national initiative and recall would reduce citizen apathy and quicken citizen involvement in public matters.”

 

Dear Ones

(Joyce Koupal’s “Dear Ones” letters to her children. Joyce shares some of the secrets of their successes and passes her loving thoughts on to her children.)

April 28, 1983

Dear Ones:

I know this is unsolicited, but  I have thought  for a long time that the following material was worth talking about.

This will be, of course, a rough draft.  I know you have heard most of this from time to time, but probably never in a structured way .

I hope it works for you if you decide it is worth you effort.  I will continue to work on the other parts as I can and send those parts along to you.  Please feel free to comment, I want to hear from you.

FIFTEEN  LAWS OF SUCCESS

  1. Definite Chief Aim
  2. Self-Confidence
  3. Habit of Saving
  4. Initiative & Leadership
  5. Imagination
  6. Enthusiasm
  7. Self-Control
  8. Habit of Doing More Than Paid For
  9. Pleasing Personality
  10. Accurate Thinking
  11. Concentration
  12. Cooperation
  13. Profiting by Failure
  14. Tolerance
  15. Practicing the Golden Rule

THE MASTER MIND

A Master Mind may be created through the bringing together or blending, in a spirit    of perfect   harmony, of two or more minds.  Out of this harmonious blending the chemistry of the mind creates a third mind WHICH MAY BE APPROPRIATED AND USED BY ONE OR ALL OF THE INDIVIDUAL MINDS.  The Master Mind remains available as long as the friendly, harmonious alliance between the individual minds exists.  It will disintegrate and all evidence of its former existence will disappear the moment the friendly alliance is broken. (Laws of Success by Napoleon Hill)

These simple words were the keys to the success of People’s Lobby.  Ed’s death broke the Master Mind that we were operating with.

Faith, Carol and I  put one together for the printing   business but Faith’s negativity never allowed us to realize the full potential of the Master Mind.  Anyone can work on their personal development and strive to create a Master Mind group. It takes a lot of discipline.

HISTORY

When Ed and I met, his energy, enthusiasm and drive, carried me into his plans and goals.  We went together for a year and then were engaged for another year.  During that time we bought ten acres of land and started building our home.  We started developing a chicken ranch.  When we married, we held down five jobs between us.  I worked for the state days and evenings.  Ed worked on a chicken ranch days, worked as a stationary engineer at the brick yard nights and late afternoons we packed eggs on my father’s ranch together.  We bought a little donut shop and then traded our ten acres for a full line bakery.  We worked twenty hours a day, allowing only one hour for sleep in the morning and one hour for sleep at night.  We ended up in bankruptcy.  We went out to my father’s ranch and lived in the hired man’s quarters.  Ed worked on the ranch and we gradually regained our perspective.  The attorney that handled our bankruptcy became a partner in our new business venture – a beer bar, and we bought a new house.  I stayed home and looked after the kids and Ed worked long hours in the bar.  Our fine new partner swindled us out of the  business.  We were again broke and on the street, having lost our home along with the business.  We had always worked with enthusiasm, drive, determination tenacity and very hard work – and we always failed.

This was the lowest point in our lives.  We had no money, the heat had been turned off in the house and we were being foreclosed.  There was no food and we were too proud to ask for help from our relatives.  Ed got a job selling pots and pans door-to-door.  I went with him on his first call and he made the sale and got a small deposit.  We used that deposit money to buy some food and take it home to feed the kids.  Ed had to make that sale because we would not have had enough gas in the car to even get home.  We didn’t realize it. but this was the turning point in our lives.  We were never to fail again.

Wing Torn was the district manager for Presto Pride, the company that Ed went to work for that fateful day.  Door-to-door sales, and pots and pans, are the hardest training ground that any salesman can go through.  It was, and probably still is, the bottom of the barrel.  But Wing Tom believed in the power of positive thinking and he took that several steps further.  His sales meetings were study groups and we were encouraged to read a number of books having to do with the powers of the mind and discuss these books at our meetings.  You see, Ed dragged me into this process with him kicking and screaming.  I didn’t want to knock on doors, I didn’t want to sell pots and pans.  And, I didn’t do much selling, probably because I hated it so.  But I did learn Wing Tom’s secrets and Ed and I began to  put these secret into practice in our own lives.

MEDITATION

We must start at the beginning and that means that one must put the mind into a receptive place.  Meditation, at  least two times a day, calms the mind. refreshes the body and generates an inner strength.

Find a quiet comfortable place.  That might mean that you lock your office door and turn off the light.  Try to find a chair that is comfortable if you can’t find a couch.  Close your eyes.  Take a deep breath and then deliberately, work on slowing your breathing by design.  Mentally tell yourself to relax.  Then, starting with some part of the body, usually your toes, think about relaxing until you feel that part slowly letting go.  Move on to the ankle and go through the same process until you feel the ankles letting go and then move on to the leg.  Slowly go through every part of your body until you feel soft and floating.  You should feel yourself slipping into an almost sleep.  You are slow and clumsy at first, but if you go through this process twice a day you can become very competent and put yourself into a relaxed state and out in about five minutes.  You will feel refreshed and ready for action.  The five minute relaxation process will replace two hours of nap time.

DOING TO OTHERS

Essential to the discipline of success is the ability to train yourself in many new skills.  Power of positive thinking, self esteem, leadership and many other parts of success follow from eliminating all the negatives in your own selves.

One way to start -training yourself to think positively is to begin to think only in a positive way about everyone and everything around you.  Write a list of your associates and friends.  Write down all of the good things you can think of about these people.  In your present negative/positive mind it  may be hard to find good things to say.  But even if it is only one line, write it down.  Do the same thing with the things and locations around you.

Now for the hard part.  From today forward, every time you think about these people, or talk to them, you must put away the negative thoughts and only say or think positive things.   You must do the same thing for the things and locations around you.  You will find yourself slipping into a negative reply or negative comment.  You must listen to yourself, stop yourself, and change right there into the positive.  This is difficult and takes a while.  But the rewards are immense.  You are retraining yourself for success.  What you put out comes back to you a hundred  fold.

After a while, you will begin to- notice that there is a response to what you are doing.  I remember that Ed and I eventually realized that we were in perfect harmony – that we tried to describe as  “peace of mind. “  We were still in some difficulty  – work rig our way out  of our financial problems – but somehow it didn’t seem important anymore.   I went to work for Aerojet and Ed was selling cars.  We bought another house, a little house by the Sacramento airport.  We started moving up.

MORE LATER

Well this is the beginning.  I hope you like it.  I  will appreciate your comments.  This is the first rough draft of what I hope will be a full paper worthy of someone’s attention.

Love  and kisses to you.  Hope to see you very soon.

Mom

Ma 7, 1983

Dear Ones:

Chapter two of my advice to you.  I hope that you have thought about what I said in my previous letter.  I have already found some problems. I hope that you will let me know what you have found in putting this information to use.

This material is in rough draft form.  I know that I do not write very well.  I am open to how you feel about this material.  I will probably be making my career out of this process, so it is important to you and me.

I hope it works for you.  Whether you decide it is worth you personal effort, I will continue to work on the other parts as I can and send those parts along to you.

FIFTEEN LAWS OF SUCCESS

  1. Definite Chief Aim
  2. Self-Confidence
  3. Habit of Saving
  4. Initiative & Leadership
  5. Imagination
  6. Enthusiasm
  7. Self-Control
  8. Habit of Doing More Than Paid For
  9. Pleasing Personality
  10. Accurate Thinking
  11. Concentration
  12. Cooperation
  13. Profiting by Failure
  14. Tolerance
  15. Practicing the Golden Rule

THE MASTER MIND

A Master Mind may be created through the bringing together or blending, in a spirit of perfect harmony, of two or more minds.  Out of this harmonious blending the chemistry of the mind creates a third mind WHICH MAY BE APPROPRIATED AND USED BY ONE OR ALL OF THE INDIVIDUAL MINDS.  The Master Mind remains available as long as the friendly, harmonious alliance between the individual minds exists.  It will disintegrate and all evidence of its former existence will disappear the moment the friendly alliance is broken. (Laws of Success b Napoleon Hill)

RELAXATION (Incorrectly labeled meditation)

A more correct definition of this process  is relaxation.  Moderation in all things is a by word for this entire process.  You don’t have to become a Yogi to start working on your mind to receive my information.  Two five or ten minute relaxation periods per day over several weeks or months will do wonders for your concentration.  See number 11 law.  You will also be able to use this relaxation to rejuvenate yourself when you are stressed, or have to work long hours.  So this process serves a two-fold purpose.  Let me know how you are doing  on this.

DEFINITE CHIEF AIM

You may already have this securely cemented in your mind.  If you do, you are one lucky person.  What do you want from life? Where are you going to be and what are you going to be doing 10 years from now, 15 years, or 20? Or do you even know what you want from life 5 years ahead or even one year? Only you can decide.

You may have guessed, your father did know exactly where he was going.  His definite chief aim?  “To be a leader of many people.” The story of how he arrived at that aim may not have been something you have heard about.  He only talked of it a few times with me.  It was so crazy that most of the time he didn’t quite believe it all happened to him. But I remember his buddies talking about it really happening, and his army discharge was unusual (but real).  I’ll try to remember the story as he told it.

Ed was a musician.  He started out playing the trombone and late changed to the bass.  He had a “black” beat, so described to me by many black musicians.  He played with black groups.  Highly unusual during the forties as most of the country was segregated and of course very prejudiced.  But that didn’t stop your dad.  He always did what he wanted and never cared or thought about what other people thought of what he did.  This is an important difference.  One that you must cultivate and nurture in your own lives.  If you are ever to become a leader and develop initiative in your lives, you must give up the curbing of your decisions because of what others might think about that.  If you have accurate thinking (see 10 law), a definite chief aim (#l),   you will be making decisions and moving toward that aim and it will be correct for you.

At any rate, back to the story.  Ed was drafted into the army and, because he was a musician, was classified critically essential to the war effort.  Ed didn’t like the Army, he wanted to play music and play at having a great time in life.  Stationed finally in Texas, he was doing his duty daytimes, and playing jazz in the local town at night with a small combo made up of his Army buddies.  Most of these musicians were black.  In this town there was a small black church.  According to Ed’s buddies, miracles were known to happen in this church.  The congregation was made of  a black sect known as The Seven Sisters.  Don’t ask me any more about this, it is just what I remember Ed telling me.  At any rate, a member of this group was supposed to be able to heal people, foretell ones future, and do other kinds of things.  Somehow, Ed met this person and told him that his chief aim in life was “to get out of the Army as quickly as possible.” This person said that it was possible.   But that Ed would have to follow exact instructions.  Ed could not remember exactly what he had to do, but remembered that at a certain time of day he had to recite a passage out of the bible.  When a superior officer gave him an order, he was to clutch a “root” in his pocket, and quietly but firmly, refuse to obey.  He remembered that he was scared to death the first time he tried it, because he could have been court martialed or worse.  But, try it he did.  And, according to him, NOTHING HAPPENED.  He was not brought  up on charges, simply nothing happened.

This went on for several days or weeks.  Ed was getting impatient and went to see this person, and asked when all of this was going t o pay off with his discharge.  At this time in history, it took at least six weeks for someone to be “mustered out” of the Army.  That is, for someone who was NOT critically essential as Ed was, and someone who had served out his entire commitment of two or three years, these people could get out in six weeks.  Ed was told that if this was Friday night, he could expect to be completely discharged from the service by five pm the following Monday afternoon.  And, according to your  dad, that is exactly what happened.  Early Monday morning the Sergeant called him in and said, “You are critically essential, this is impossible, you can’t get out for six weeks at least, but go see the doctor,  you are being discharged.”  All through the day, each person he had to see told him the same thing.  And, at 5 pm that day, your father walked off the base a free man.  His discharge (and this is true) was a 501(c)(3) meaning that it was honorable, with all benefits due him, but if he ever wanted to get BACK into the Army, the Adjutant General of the United States had to give him the permission to do so.

Imagine if you will what our political enemies would  have done with that story if they had known.

At any rate, Ed was a free man.   He went to see the person from the church to thank him, and while he was there, that person told him that  he foresaw that Ed would “be a leader of many people” during his life.  Ed really struggled with this experience for many years.  He had had such a strong mind that it  was difficult for him to accept the fact that he had not only seen but been part of an occult type of thing.  He said many times that he didn’t believe in this experience, but he really held in the back of his mind those words “you will be a leader of many people.”  I didn’t realize it but I bought into his goal in life and we set out.  That is, we set out once we acquired the skills to do so through this process that I am relating to you.

And, didn’t he realize his secret goal? I now know that it is true.  And I think that is why he could die so peacefully.  He had attained his goal in life.   He “had it made”.

Well, you may not find your goal in life as easily or unusually as your father did, but find your goal you must.  One of the real and terrible problems of young people today is that you don’t have a goal in life.  People who lived through hard times rise up with definite ideas about what they don’t want and many times a clear goal of what they do want. They get the honing of purpose from a hard experience. Times have been too good.  But that doesn’t mean you  have to suffer to set goals.  But you must sit down and do some very serious thinking about it.  You must find out  what you want and  it must be real.  Then you will be able to  work out the steps you must take to get to your goal.

A word of warning.  That doesn’t mean that you will have a clear path to your goal.  There may be sidetracks and unusual paths you  will have to take to get to where you want to go.  But go you will!

IMAGERY

It might help to get a big piece of paper and put it on you wall. Add some pictures of those things you want.  Money? A car? A house?  A family? A friend? A telephone call?  A letter? Whatever it is, paste it on the paper.  A picture in front of every, will help you imagine that it is a real part of  your life.  Sit down and look at this picture.  Play your relaxation game.  Then imagine yourself with this “thing” that you have in your goal picture.  See yourself holding it, touching it, putting it in your  pocket, living it, whatever.  Do this at least once a day.  It does help to put it in your life, then you will not rest until you really have it  in  hand.

YOU ARE THE ONLY THING BETWEEN YOURSELF AND THE THINGS YOU WANT

This means exactly that.    How many time have you said to yourself, “I would do, it but . . . “.   “I would do it but . . .”  The “but” is your way of excusing yourself out  of success and attainment.  You but yourself  and then you don’t have to take  a chance or stick your neck out where others can see you fail.  I know this is true because when your father and I finally “went for it,”  we stripped ourselves  of all “worldly” goods and put ourselves in position where we had “-nothing to lose.” That was our way of handling our own “buts.”  Arid it worked for us.  That is because we viewed “viewed  “worldly goods” as important.  In order to “go for it” you do not have to give up worldly goods.  You simply have to stop letting the “buts” have their way with you.  Free yourself systematically from the “buts” in your life.  Do this consciously.  Now you know.  Now you can deal with it.

Want to be rich in money? You have to let go of the “but” if I  get rich ‘L won’t know what to do with my money? Or “but” others will  want to take   it away from me,  or “but” I really don’t deserve to be rich.   Or “but” I’ll have to, give up all my friends who really like me because they can feel sorry for me.  Etc.  Etc.  Etc.  You fill in the blanks.

Perhaps the biggest   one of all is “But” if I am rich  I’ll have to take charge of my own life and be responsible for me.  It is easier -to be a failure with all of those connotations.

Yes, I am guilty of all of this too.  But, I  am taking steps to  do something about it again.

HABIT OF DOING MORE THAN PAID FOR

Let’s talk about this one a bit.  The extra inch (or foot) in your work is very important.  It makes the important difference between “doing your job and collecting your money” and “doing you job and developing your opportunities.” When you hear someone say, “People don’t know how to work,” doing the job and collecting the money is usually the problem.  When someone has put everything they have into developing a business, they want to rely on staff that cares about what happens to that business.  One way you can graphically demonstrate your concern is to go the extra step.  The person who shows up on time, or is early for his jobs is the person who gets noticed by the boss. Developing your job, by giving it extra time and care, is rewarded by climbing the ladder of success.  Sometimes that is not true.  But because this process does not work with everyone you come into contact with, does not mean you should stop.  The truth is that if you are working toward your own life goal, you are really going the extra step for yourself.  And, by and large, you will see enormous benefits come back to you for your efforts.

Your dad and I used to say that we succeeded because we were willing and able to, work 24 hours a day to gain our ends.   The political community we were battling went home at five.  I know that part of that is true, but another element went into our success that meant we could not fail – The Master Mind.  At any rate, we always did put in that extra work, be it for an, employer or for ourselves.  The habit stuck because we had made it a habit in our lives.

Well, so much for a second round in my narrative.  I wish you well in your quest for knowledge.  I hope that this will help you on the road to your goal in life.  Let me know if it helps.  I love you.

Mom

Posada Del Sol Is Not A “Ghetto”

NEWS/POINTER                  OCTOBER 1, 1980

 Posada Del Sol Is Not A “Ghetto”

 To the editor:

For your Mr. Horshwitzky’s information, Denis Hemmerle’s suit against the City of San Rafael is not “for blocking his 281-unit housing complex.”  Denis brought it because the city “discriminated in its housing plan vs. individuals on the basis of age and economic status.” The suit defines some of these as:                –

  1. San Rafael’s own civil servants: who are almost all of low or moderate-income and are unable to find low or moderate-income housing. Only 15 percent of such persons live in San Rafael.
  2. Thousands of San Rafael’s former young adult residents of low or moderate-income who, in the past six years. have not been able to find low or moderate-income housing in San Rafael.
  3. Thousands of San Rafael’s former over age 85 residents who, in the. past six years’ have been unable to find housing appropriate to the needs of the elderly in San Rafael.
  4. San Rafael residents who rent who are mostly persons of low or moderate-income. Said persons are impacted in San Rafael by an extraor­dinarily low vacancy rate which results in said persons paying inordinately high rents.

Denis’ 281-unit Solar Energy Retirement Community with contracted lifetime medical care and congregate services on 33 acres amounts to 8.1 units/acre, which is less than R-1 zoning. While covering a quarry scar, it leaves 82 percent open space which is fit for park use. This is not quite a “ghetto.” Incidentally, the Martinelli Elderly Housing Complex and San Rafael Commons have densities of 90 and 95 units per acre.

In closing, I’d like Mr. Hershwitzky to answer a few questions. Is there something bad about having the elderly as neighbors in an affluent community? Is it irresponsible try to build a national model of energy efficient housing? Does building six millionaires’ estates on 33 acres, ac­cording to the probable interpretation of Sun Valley-Fairhills Neighborhood Plan, deal more honestly with our nation’s energy and housing crisis?

Dwayne. Hunn

NewsPointer                 September 3, 1980

 Letters

Can Hemmerle Be Sued For Defacing The City?

 To the editor —

Regarding Denis Hemmerle’s law suit against San Rafael (on behalf of senior citizens) for blocking his 281-unit housing complex in Red Rock Quarry — my heart goes out to Denis and his righteous concern for seniors (I am sure his deal is non-profit). I really love this kind of concern for our community.

Just think 28 units on 30 acres. Mr. Hemmerle’s heart is in the right place — just about where he would find his wallet.

If in fact this shabby proposal goes through and turns into another over-built ghetto, can 1, on behalf of  San Rafael’s citizens sue Mr. Hemmerle for defacing our city?

— Phil Hershwltzky

San Rafael-

Case for Law by Initiative

The Washington Post,  Friday, January 20, 1978

 

Roger Telschow

The Case for Law by Initiative

Just 58 years ago, American women were still denied the right to vote. Fighting to the last, opponents of wo­men’s suffrage no doubt argued that this constitutional change ran contrary to all the wisdom of the Constitution’s framers. After all, they argued, if women were supposed to vote, the right would have been granted by our forefathers in the 18th century.

It is now 1978 and the same faulty logic is advanced (in an op-ed column by Michael Malbin on Jan. 7) to oppose the right of Americans to vote on fed­eral issues.

The proposal in question is the Voter Initiative Amendment, sponsored by James It. Jones (D-Okla.) and Harold S. Sawyer R-Mich.) in the House, and James Abourezk (D-S.D.) and Mark O. Hatfield (R-Ore.) in the Senate. It would give citizens the power to place pro­posed laws on the national ballot, after petitioning about 2% million registered voters. A majority vote would directly enact the proposal into law.

Malbin’s main opposing argument — ‘ that the framers didn’t provide for initiative, so why should we? — is somewhat shortsighted, to say the !east.  The fact is, the framers failed to include many rights in the original Constitu­tion, not the least of which were voting privileges for over half  the adult popu­lation. To quote noted constitutional scholar Arthur S. Miller on the subject, “The Constitution has never been inter­preted in ways to give sole authority to the views of the Founding Fathers, even if those views are ascertainable; usually, they are not.”

Continuing this testimony, delivered to a Senate Judiciary subcommittee, Miller said, “I fully support [the Voter Initiative Amendment] and believe that its adoption by the Congress and three-fourths of the state legislatures would be a salutary and. progressive addition to the Constitution.”

Far from being a radical idea, public votes on policy questions have tradi­tionally played a key role in American government. In most states, school taxes, bond issues and state constitutional amendments are considered too important to enact without a public vote.

Initiative has an impressive track record in the 23 states now authorizing its use.  According to research done by the Library of Congress, in the 80 years of initiative use some 1200 issues have been voted on. Many landmark reforms were pioneered by initiative. Direct election of senators, abolishment of poll taxes, workmen’s compensation, and tax and political reform are just a few of the issues tackled by voters at the ballot box, in the face of an unre­sponsive legislature.

It is remarkable that our present method of selecting presidential candi­dates was first adopted by initiative In Oregon in 1910. Voters in other states followed Oregon’s lead and used initiative to establish our modern presidential-preference primary system.

Despite the creditable history of ini­tiative, however, myths still surround the process. For instance, Malbin attri­butes the complex California ballot to initiatives, when in reality that state has voted on an average of fewer than two citizen initiatives a year in the last decade. This compares with an average of over 10 measures a year put on the ballot by the legislature itself.

Even when initiatives do reach the ballot, the public votes with restraint by passing only about one in three proposed laws. Because initiatives are so widely debated and subjected to far greater public scrutiny than laws considered in the legislature, the people are “tricked” by special in­terests probably much less often than politicians. Miller summed this up by stating:

“There is no reason to believe that the quality of legislation [produced by initiative] would be inferior to that produced by Congress. As everyone knows, or should know, congressional statutes are often hammered out on the anvil of compromise, and thus tend to reach a low common denominator. On the other hand, it seems plausible that ini­tiatives could be drafted in ways that would eliminate many of the lacunae now lurking in federal statutes [be­cause of those compromises]. The expe­rience in those states that now have ini­tiative procedures would tend to sup­port that position.”

As a means for more precise commu­nication between the people and the in­stitutions of government, voter initia­tive will inject our federal system with greater accountability and citizen par­ticipation. With the further check and balance of the public’s proposing~ and enacting its own laws, our elected officials will begin to represent the peoples more accurately and responsively, thus strengthening our representative system as a whole.

The writer is a national director of Initiative America.

(Added as explanation by People’s Lobby:  In the mid-70’s People’s Lobby obtained an old yellow school bus and set Roger Telschow and John Forster, who were later joined by David Schmidt, chugging across country to educate people on the need for Initiative America.  Their work resulted in 1977 Senate Judiciary Hearings on the proposed Voter Initiative Constitutional Amendment.)

Buchanan – end run liberals

[From the Chicago Tribune, Dec. 20, 1977]

LETTING THE VOTERS BECOME LAWGIVERS

(By Patrick J. Buchanan)

Washington—When Benjamin Franklin emerged from the Constitutional Convention he was confronted by a lady who inquired, “What kind of government shall we have, Dr. Franklin?” To which the wisest of the Founding Fathers responded, “A republic, madam if you can keep it.”

What we inherited, then, is a representative, not a pure, democracy. The men in Philadelphia reasoned that while common folk lacked the Information to make the daily decisions of government, they were qualified to decide who should make them.

Come now Senators James Abourezk and Mark Hatfield to add to the work of the Founding Fathers. They propose a Constitutional amendment whereby voters may participate directly in the making of national law.

Before a proposal could be placed upon the national ballot, however, criteria would have to be met. Three per cent of the voting population from the last presidential election, from 10 separate states, would have to sign validated petitions within an 18-month period. Using 1976 as a base year, this would require the support and signature of 2.45 million voters—no small number.

In the judgment of this conservative, the amendment merits ratification. For there is no real conflict between what the Founding Fathers envisioned and what the senators are proposing.

Unlike 1789, 1977 is a year of mass education and mass communication. While the people are still unequipped to make the day-to-day decisions of government they are as qualified to pass upon individual laws as upon the Individual men who make them.

And what Is there to fear in this amendment?

If the voters go off on a toot and decide to equip everyone with an M-16 rifle against the day the Russians arrive, Congress could repeal the law by a two-thirds vote. As for the power to make war, raise troops, and propose constitu­tional amendments, that would still reside on Capitol 11111. And since 23 states already have the initiative and referendum this hardly seems a dangerous constitutional leap in the dark.

Consider the possibilities. For certain, the liberals would be on the ballot early with a proposal to confiscate all handguns. But the nation is drifting rightward on this issue, as on others. And consider proposals that might be on the 1978 ballot were the Abourezk amendment already ratified.

Proposition 1: Since the median income of the average United States worker in the last five years—due to taxes and inflation—has fallen 3 per cent, the 30 per cent raise Congress gave itself this year is hereby rescinded.

Proposition 2: Like workers in the private sector all federal employees, includ­ing office holders, shall make contributions to the Social Security fund.

Proposition 3: The United States government shall not discriminate in hiring or promotion against, or in favor of, any individual on the basis of sex, race, creed, color, or national origin. [Bye-bye affirmative action and quotas !]

Proposition 4: No federal tax dollars shall be used in any abortion unless a physician asserts in writing that the only alternative is death of the mother.

The list could go on and on.

For years now my right-wing brethren have been talking about a national conservative majority “out there,” whose will is frustrated by an elitist estab­lishment ensconced In the bureaucracy, the judiciary, the Congress, and the media—an establishment with a game plan all its own for America, over which we exercise little control.

Well, the Abourezk amendment offers the people an unimpeded end-run around that liberal establishment. Now is the time for the brothers to put up or shut up.

From Voter Initiative Constitutional Amendment

Hearings

Committee on the Judiciary SJ RES 67